Last Updated: March 15, 2025 - This guide includes the latest conversion rates and methods for all major networks in Nigeria.
What is Airtime to Cash Conversion?
Airtime to cash conversion is a service that allows you to convert your mobile phone credit (airtime) into real money that you can withdraw to your bank account. This service is particularly useful if you:
- Receive airtime as gifts but prefer cash
- Have excess airtime that you don't need
- Run a business and receive airtime payments
Current Conversion Rates for Airtime to Cash
MTN
80%
Rate
Airtel
80%
Rate
Glo
80%
Rate
9mobile
80%
Rate
Step-by-Step Guide to Convert Airtime to Cash
Step 1: Download the AirtimeToCash App
First, download the AirtimeToCash app from the Google Play Store. Our app is free, secure, and easy to use. It's the safest way to convert your airtime to cash in Nigeria.
Step 2: Create Your Account
After installing the app, create your account by:
- Entering your phone number
- Verifying your email address
- Adding your bank account details
- Setting up a secure PIN for transactions
Step 3: Initiate the Conversion
To start converting your airtime:
- Select your network provider (MTN, Airtel, Glo, or 9mobile)
- Enter the amount you want to convert (minimum ₦500)
- Confirm the conversion rate and amount you'll receive
- Click on "Convert Now"
Step 4: Transfer the Airtime
Follow the network-specific instructions:
MTN:
- Automatic deduction - no manual transfer needed
- Just confirm the transaction in the app
Airtel:
- Automatic deduction system
- Verify the transaction through the app
Glo:
- Dial *131*PIN*Amount*Phone Number#
- Follow the prompts to complete the transfer
9mobile:
- Automatic system integration
- Confirm the transaction in the app
Step 5: Receive Your Cash
Once the airtime transfer is confirmed:
- Your cash will be credited to your registered bank account
- Most transactions are processed instantly
- You'll receive an SMS and email confirmation
- Check your transaction history in the app
Important Tips for Safe Conversion
- ✓ Only use the official AirtimeToCash app
- ✓ Never share your PIN or OTP with anyone
- ✓ Verify the conversion rate before proceeding
- ✓ Contact our support if you need assistance
Frequently Asked Questions
What's the minimum amount I can convert?
The minimum amount for conversion is ₦500. This applies to all networks.
How long does the conversion take?
Most conversions are instant. In rare cases, it might take up to 5 minutes to process.
Which banks are supported?
We support Commercial banks(e.g GT Bank, Access Bank, UBA, First Bank, and others) in Nigeria. Your cash can be sent to any Nigerian bank account.
Is there a daily limit?
Yes, the maximum daily conversion limit is ₦1,000,000 per user.
Ready to Convert Your Airtime?
Join 500K+ satisfied users who trust AirtimeToCash for quick and secure airtime conversion.